CT Regulators Warn of ‘Rate Shock’ as Health Insurers Seek Double-Digit Premium Hikes for 2026
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The AccessHealthCT.com website in Connecticut on July 19, 2025. AccessHealthCT is Connecticut’s health insurance marketplace, wherein insurers are required to ensure that all policies comply with the requirements of the Affordable Care Act and various state laws, including specific coverage minimums and premium subsidies based on income. Credit: Doug Hardy, CTNewsJunkie
Rate increase requests range from 5.9% to 26.1%, and do not take into account any expiration of federal subsidies.
By Karla Ciaglo, CTNewsJunkie.com
Connecticut residents who rely on the state’s Affordable Care Act marketplace and small group health plans may soon face sharp increases in 2026 premiums, with insurers seeking double-digit hikes that regulators and lawmakers say could rival recent utility “rate shocks.”
Insurance Commissioner Andrew Mais laid out what’s at stake at Monday’s Insurance Department hearing. Seven carriers submitted eight filings affecting about 224,000 residents, including 70,000 small business employees.
The companies seeking increases include Anthem Health Plans, CTCare Benefits Inc., Oxford Health Plans/Insurance Inc., and UnitedHealthcare Insurance Co. Together, they cover the slice of the population that is too young for Medicare, earns too much for Medicaid, and often falls into the working- and middle-class families least able to absorb another surge in household bills.
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